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| Coverage |
ISO Business Auto coverage Form CA 0001-0306 ISO Endorsements / Enhancement Endorsement |
| Eligible Risks |
Contractors, Retailers, Wholesalers, Manufacturers < Symbols 7,8 & 9 |
| Vehicle Size |
Light to Extra Heavy Truck-Tractors |
| Radius |
Local & Intermediate (Maximum Radius 200 Miles) |
| Driver Age |
18 |
| MVR Qualifications |
Maximum: 2 Minor Moving Violations with No At-Fault Accidents OR |
| Per Driver |
1 At-Fault Accident with No Moving Violations |
| Private Passenger |
YES - Subject to Vehicle Value & Ineligible List |
| Vehicles |
Must be registered to the business |
| Submission |
Acord 125 & 127, Drivers List with Current MVR’s, Vehicle VIN Numbers, 4 Years Loss Runs |
| Liability Limits |
300,000 CSL; 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL |
| Medical Payments |
500; 1,000; 2,000; 5,000 |
| Uninsured Motorist Limits |
50,000 CSL; 60,000 CSL; 100,000 CSL; 250,000 CSL 300,000 CSL 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL |
| Physical Damage Limit |
Actual Cash Value - Rating Basis Up to $250,000 Vehicle cost New for Trucks Up to $65,000 Vehicle cost New for Private Passenger |
| Comp/coll Deductible |
250; 500; 1,000 |
| Non-Owned & |
Liability - 300,000 CSL; 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL |
| Hired Auto |
and up to 50,000 Physical Damage |
| Drive Other Car |
YES (No physical damage) |
| Waiver of Collision |
YES |
| UMPD |
YES |
| DMV Filings |
YES |
| SR-22 Filings |
NO |
| MCS 90 & ICC |
NO |
| Binding Authority |
NO |
| Payment Plan |
Flexible Installment Plans |
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| INELIGIBLE LIST |
INELIGIBLE LIST Continued |
Airport Delivery services Livery
Airport Limos Livestock Hauling
Airport Transport Services Logging or Lumber Trucks
Airport Vans Long Haul (200+ Miles)
Ambulance Services Mix-in-Transit
Amusement Devices Mobile Home Haulers
Armored Cars Motorcycles
Auto Carriers Newspaper Delivery
Auto Dealers - New/Used Non-Profit Organizations
Buses Nurses -Visiting
Canteen-Catering Trucks Oil & Gas Delivery
Cherry Pickers Oversized Loads
Churches Pizza Delivery
Courier Services Public Auto
Cranes Radius beyond 200 miles
Delivery - Time Sensitive Real Estate-Legal-Acctg-Ins. Offices |
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